Artifact package prepared by Brandon (prospective CPO/CTO) for founder trio + Series-A due diligence. Includes a working 24-route POC, 5 investor-facing HTML artifacts, cleaned session notes from the 2026-09-04 demo, 4 weekend-homework artifacts for the 2026-09-07 alignment meeting, 2 GTM + defensibility working drafts, and the full v3.1 reference set (memos + v0.1 foundation specs + pivot log + ledger r3 + SAFE readiness). ~78 tracked open items enumerated in the Open Items Ledger.
Start here (product-first): Launch the Working prototype (below) — the fastest path to seeing what HIFP is. Then Investor Deck v3 (14 slides) for the raise-shaped pitch. Then POV v3 (long-form) + POV v3.1 addendum for depth.
For today's 2026-09-07 alignment meeting: Read the Monday agenda first (in Planning meetings, below), then the four weekend-homework artifacts (Alignment prep group). The judo memo + timeline cut sheet + SAFE-vs-organic matrix are the load-bearing pre-reads. Ethical framework skeleton is Sindhu-ratification-owed.
Working discussion drafts (segment messaging, IP assessment): exploration + assessment material — not committed positions.
Reference memos + v0.1 foundation specs underneath — Actuarial, Advice-Boundary, Compliance, Security (Tier-1); Data Lifecycle, Ops, Testing, Chain Partnership (Tier-2); Org & Hiring, Financial Model, Fairness Protocol, Insurance & Liability (Tier-3). Plus Source Log + Verification Runbook + Open Items Ledger r3 (~78 tracked items).
The v3.1 POC — 24 routes, all mocked, designed for the 45–70 buyer segment. Highest-signal artifact in the package: not a memo, a working product. Live-demoed to the founder trio 2026-09-04.
A fully-navigable 24-route prototype of the HIFP consumer + practice app: auth · onboarding (5 source types, multi-connection, meds autocomplete, Galleri H1 tile) · Home (Today widget, personalization score, 4 decision surfaces, Plan-Delta feed, tier-aware upsell, Ideas) · Plan (interactive Monte Carlo cone, LTC curve, housing bars, care-reserve chart, retirement-age slider) · Chat (canned Planning Assistant with safety-check pill) · Data (view/edit/delete) · Ideas · Account · Billing · Settings (Trust / Privacy / Household / Appearance / History) · Invite (viral referral) · About · Share-with-incumbent flow with public advisor-side preview · SMART-on-FHIR practice-side cohort dashboard (physician view). Every screen designed to Gx/Boomer defaults (17px+, plain language, WCAG 2.2 AA).
http://localhost:3000, click "I already have an account", then "Use the demo account", then Skip MFA. You land on Home as Margaret./practice (the physician-side SMART-on-FHIR cohort dashboard — open in a separate tab to demo the chain-anchor value prop).npm run build produces a Cloudflare Pages-compatible static build. No env vars needed for the POC. Note: Ledger §4.4 deployed URL still owed — blocking on IP counsel provisional filings per §5.2b before external-tester distribution.lsof -ti:3000 | xargs kill -9 && cd ~/Desktop/HIFP/poc && npm run dev. Note: demo-seed data changes require re-seed via ◆ Demo mode → Hero scenario (or a localStorage clear) — a plain restart alone won’t re-populate./Users/brandonstauber/Desktop/HIFP/poc/ · see README.md in that directory for details. POC findings written up in HIFP-poc-findings-v1.md (below).
Meeting-specific pre-reads, agendas, and follow-up notes. Time-boxed artifacts — each one belongs to a named session.
~95 min agenda for today's founder trio meeting. 5 decision blocks (Timing+Funding · Insurance→Coverage Navigator · Commercial Framing · Governance+Defensibility · Batch Ratify) + Opening + Close. Every item chipped Decide/Discuss/Ratify/Assign with cross-references to source artifacts. Print-friendly.
Clean, theme-organized capture of the Friday demo + initial reactions. 8 new signal items across existential / product / commercial / governance / timing dimensions. Standing quotes for v3.2. Routing table → ledger + pivot log + red team.
Originally the pre-read for the 2026-09-04 session — that meeting became a demo + initial-reactions Friday. Pre-read items rolled forward to today's 2026-09-07 agenda (above). 10 §7 recommendations still stand; expanded to 15 in r3.
Six working artifacts produced for today's alignment meeting. Weekend homework (judo memo · ethical framework skeleton · timeline cut sheet · SAFE-vs-organic matrix) plus follow-on GTM + defensibility exploration (segment messaging · IP assessment). Discussion + assessment drafts — not committed positions. Trio ratifies (or reshapes) today.
Answer to Fatima's Friday flag: could carriers use HIFP-shape aggregated data to price up or deny coverage? Recommendation: adopt A + B + C (data-scope architecture + contractual firewall + partner-category reshape from "insurance partner" to "coverage navigator") · defer D · reject underwriting-partner path outright. 2 VERIFY-flagged rows owed pre-external-publication.
Through-line document above Advice-Boundary Spec + Model Fairness Protocol + Data-Lifecycle SLA + Judo Memo. Three commitments: User Primacy · Boundary Integrity · Transparency with Agency. Each with governance mechanic + named refusal. Sindhu-ratification-owed pre-full-v0.1.
What stays / defers to H1 / defers to A / falls off if MVP compresses 12 mo → 16 wk. Week-by-week 16-week plan. 5 named risks needing Monday ratification — especially founding-eng recruiting starting pre-SAFE.
Side-by-side of both paths with runway math, dilution comparison, and recommendation: SAFE-with-4-conditions · $2M target / $1.5M floor / $15M cap. Organic documented as fallback if SAFE doesn't close in 90 days.
Buyer identity + KPIs + HIFP value prop + dollar-mechanics ROI + pricing + objections + not-a-fit signals for 5 segments (D2C, Employer, Concierge, Financial Providers, Insurance). Directional TAM/SAM sizing. 7 partner categories with motivation-to-partner + commercial shape. Buyer × partner interlock matrix. Insurance provisionally framed as "coverage navigator" pending §7.15 ratification.
Categorization across utility patent / design patent / trademark / trade secret / copyright. 4 utility-patent candidates ranked (Data-Scope Architecture · Health-Signal-Adjusted Actuarial · Advice-Boundary Classifier · Plan-Delta). 5-moat DD story ranking (trust-brand first, utility-IP last). Pre-SAFE filing budget ~$15–25K. Publication-sequencing constraints named. IP counsel required.
HTML. Polished. Ready for external circulation after founder reconciliation — subject to publication-sequencing constraint per IP Assessment §6 (no distributed deck describes patent-candidate architecture in disclosure-triggering detail until provisionals file).
14 slides — cover · problem · category · product · wedge · moat · model · financials · team · MVP · gates · exit · ask · close. Draft for founder reconciliation.
Single-page visual synthesis — market inflections, category diagram, four pillars, freemium funnel, moat, revenue trajectory, team, bidder pools.
Long-form canonical strategic document. Supersedes POV v2 for all strategic questions. SCQ, governing thought, four pillars, variants, MVP, gaps, financials, what-changed.
Investor + partner Q&A across 7 categories plus 8 priced risks surfaced from the Red Team adversarial pass. Nothing hidden. Red Team T20 (reverse-judo underwriting) added 2026-09-04 — needs Q&A update in v3.2 canonical set.
Pre-seed SAFE ($1.5M target · $12–15M post-money cap) → accelerated Series A ($7–9M, Q1–Q2 2027). Numbers now superseded by SAFE-vs-Organic Matrix v0.1 (2M target / 1.5M floor / 15M cap) — v3.2 canonical reconciles.
Living documents. Updated on every completion or material pivot. Never versioned as "done" — only "current-as-of."
Single-source punch list. ~78 tracked items across §§1 (verification) · 3 (artifacts) · 4 (POC) · 4a (user validation) · 5 (third-party) · 6 (personnel). 15 alignment-pending in §7. Weekly Monday review. Weekend homework (§3.16, §3.17, §3.20, §3.21) landed.
Standing record of material directional decisions across HIFP versions. 14 pivots · 5 categories · +2 candidates 2026-09-04 (employer as 3rd partner category · MVP 12mo → 4mo compression).
Executable pre-SAFE checklist across 8 sections — founder decisions, artifacts, POC realism (Track B), user validation, verification, legal, investor prep, personal. Weekly Monday review. v0.2 update owed post-alignment with living-standard-floor line-item + IP-spend line-item.
Markdown. Working documents underneath the HTML artifacts. Read as needed.
Independent adversarial pass on v3 thesis. 8 must-fix findings (3 extinction + 4 existential + 1 high) + T20 reverse-judo underwriting added 2026-09-04 (extinction-class candidate, mitigation pending §3.16 memo).
The AI reframe. Naming discipline (Planning Agent, "agentic" reserved). Planning Agent + Plan-Delta + Advice-Boundary Classifier. 10-move regulatory de-risking architecture. Drop-in Pillar rewrites.
Tech-stack-agnostic MVP architecture. 6-service Python + TypeScript modular monolith. Component manifest, data model, security assessment, dev-env, 6-phase build sequence, cost model, gaps.
Corrects the v1/v2 underselling of Brandon's operator background. Long-form / short-form / one-line bios. Role split recommendation. Use-of-funds impact.
Anthropic + Google verified 2026-08-31; OpenAI manual verification pending. Closes Red Team v3 T3 extinction threat. Three named compliance additions to the Advice-Boundary Architecture.
Markdown source of the funding-path memo. Renders to Funding Path v3 HTML. Superseded on specifics by SAFE-vs-Organic Matrix v0.1 (in Alignment prep group above); v3.2 canonical reconciles.
Markdown source of the canonical POV. Renders to POV v3 HTML. Edit here for canonical strategic updates. v3.2 canonical rewrite scheduled post-alignment (Ledger §3.14).
POV v3 addendum with r2 tightening — commercial-lever model expanded 4 → 5 → 6-candidate, chain-partner playbook, AWS lock, Sindhu-session B1 reframe. Read alongside POV v3.
Product Design v3 with r2 tightening — POC-driven refinements, share-role expansion, insurance/real-estate onboarding as first-class sources.
One-page ASCII architecture picture — consumer surfaces → edge/auth → six-service monolith → data layer → external systems → internal ops + future variants.
Findings + learnings from the v3.1 POC build. What worked, what surprised, what the architecture must adjust for.
7 scenarios modeled (3-of-3 baseline + 3 reshape + 3 shelve). Recommended-response posture per scenario. Decision rules for Brandon's commit gate. Shipped 2026-09-03.
Locked 2026-09-02: buckets + advisor push at MVP · Kubera aggregator partnership at H1 · Empower on BD track · Plaid deferred. Sindhu-session B1 (health = signal, wealth = action) reframe.
Tier-1 (actuarial · advice-boundary · compliance · security) · Tier-2 (data-lifecycle · ops · testing · chain-partnership) · Tier-3 (org-and-hiring · financial-model · fairness-protocol · insurance-liability).
Stage-1 model + Gate 3 back-test. Health-signal-adjusted mortality/morbidity with condition-spectrum modeling. Underlying IP Assessment §2.2 patent candidate #2.
Classifier + safety-check + audit-log architecture. 500+ adversarial test set. Fiduciary/regulatory boundary discipline. Underlying IP Assessment §2.3 patent candidate #3.
SOC 2 + HIPAA-adjacent + WA MHMDA + IL GIPA + incident response + regulator playbook. Fed by counsel scoping (Ledger §5.2).
AWS-primary + Cloudflare edge + BAA-covered services. Threat model + auth + data-at-rest + data-in-transit + secrets management.
Per-class collection · retention · access · breach posture. Insurance decl-page classification owed (Ledger §4.15). Feeds judo memo Mitigation A.
On-call · incident response · deploy · rollback · monitoring · alert routing. Foundational; expands post-MVP-hire.
Unit · integration · e2e (Playwright §3) · adversarial-corpus · fairness-audit. CI/CD spec §8. Ledger §4.2 e2e critical-path scenarios owed.
MSA warranty + indemnification (§3.1). Chain-agnostic integration abstraction (Red Team T19 mitigation). Physician-partner APS-hygiene protocol owed post-judo-memo.
Founding-eng-first through Series-A staffing. Advisor board. Founding-eng recruiting motion reclassifies to pre-SAFE per timeline-compression cut sheet.
4-year model. 6-lever commercial-model integration. Ledger §4.10 interactive workbook owed pre-pitch.
Quarterly bias-audit protocol + published transparency report. v0.2 owed for condition-spectrum modeling (Sindhu diabetes-as-monolith critique 2026-09-04).
HIFP's own E&O + D&O + cyber + general liability program. ToS liability language. Three-tier response protocol. Distinct from Judo Memo — that is third-party carriers using HIFP data against users.
External factual claims registry. 19 verification items open (Ledger §1). Cannot be executed inside artifact-writing environment — needs human web access.
Procedure for verifying every Source-Log claim. Owner + estimated-time per row. ~3–4 hr human web-access session to complete.
To be produced after today's 2026-09-07 alignment, so trio decisions shape the artifact family rather than requiring rework.
POV v3.2 + Product Design v3.2 + Investor Deck v3.2 + Infographic v3.2 + Q&A v3.2 — incorporating Sindhu-session insights + judo-memo mitigations + coverage-navigator reshape + timeline-compression commitments + partner-category ratifications. Target 3 weeks post-alignment.
Long-form business plan with detailed pro-forma, use-of-funds, hiring plan, milestone schedule, and Series A → Series B pathway.
Brandon's personal 90-day decision framework — updated founder-equity math for SAFE-with-conditions structure, seven gates with r3 additions.
Brand-facing home page — locked top-line, category framing, product surface, team, contact. Consumer- and partner-safe wording. Blocks on brand-name decision (Ledger §7.1).
Named chain-anchor targets (MDVIP, Executive Health, PartnerMD-shape) + F500 CHRO pipeline + named investor lane targets — with rationale, contact strategy, and sequencing.
From skeleton (in Alignment prep above) to full v0.1 — three commitments in full-body, governance mechanics, refusal list expansion, rooted-in matrix, public-facing extract. Sindhu-owned. Target 14 days post-alignment.
Publishable version for regulator + chain-partner review. Publication-sequencing constraint: no distribution beyond named-NDA-partners until Ledger §5.2b provisional filings complete (IP Assessment §6).
Full go-to-market plan — grounded in Segment Messaging v0.1 (in Alignment prep above). Concierge chain BD + employer benefits + coverage-navigator + share-with-incumbent + viral loop.